Federal Direct Loan Annual Limits
| Pupil Classification | Dependent pupils | separate Students (and reliant pupils whoever moms and dads have already been declined a Federal Direct Parent PLUS Loan as a result of credit that is adverse) | |
|---|---|---|---|
| Freshman (0 to 29.9 undergraduate credit hours earned/transferred) | $5,500 (a maximum of $3,500 of the quantity might be in subsidized loans. ) | $9,500 (a maximum of $3,500 with this quantity may take subsidized loans. ) | |
| Sophomore (30 to 59.9 undergraduate credit hours earned/transferred) | $6,500 (only $4,500 for this quantity can be in subsidized loans. ) | $10,500 (a maximum of $4,500 of the quantity may be in subsidized loans. ) | |
Junior/Senior (60 or higher credit that is undergraduate earned/transferred)
| Student Classification | Dependent pupils | separate pupils (and reliant pupils whoever moms and dads have already been declined a Federal Direct Parent PLUS Loan as a result of undesirable credit rating) |
|---|---|---|
| Freshman (0 to 29.9 undergraduate credit hours earned/transferred) | $5,500 (a maximum of $3,500 of the quantity might be in subsidized loans. ) | $9,500 (a maximum of $3,500 for this quantity might maintain subsidized loans. ) |
| Sophomore (30 or higher credit that is undergraduate earned/transferred) | $6,500 (a maximum of $4,500 with this quantity could be in subsidized loans. ) | $10,500 (a maximum of $4,500 with this quantity might take subsidized loans. ) |
*Federal laws need Federal Direct Subsidized/Unsubsidized Loans be prorated whenever an undergraduate student’s staying amount of research is reduced than the full year that is academic. Proration can limit the utmost loan amount that a pupil may borrow for the residual period of research.